OUR LAYAWAY PLAN... We offer 60 Day Layaway Plan. 50% down payment when purchased with Buy it Now option, 25% due in thirty (30) days, and the balance due thirty days (30) days thereafter. Layaway items are not returnable for refund, but a credit will be applied towards another item. If the layaway payments are in default for more than 30 days, seller has the option of ending the layaway plan. Partial payments are not refundable, but can be used as a credit towards another item.